Credit Card Fraud can be divided to the following sub-categories : 1. Malicious Disputes. This is when the card owner is the real owner of the card but taking advantage of the credit card rules he disputes his order. This can happen because it’s nearly impossible or just very expensive to show written proofs that he was the did the transaction. The same can happen when more than person share one card or the person who place the order use the card without the real owner to know about it. This turns to a full dispute because the real owner can’t recognize the buy to his credit card report. 2. Bad use of the credit card info. This is when leaked credit card information is used to charge the card. This can happen with stolen wallet which has cards in it, from company employees that can see this kind of information using manual POS or hand powered charge devices... We have less than zero percentage tolerance with credit card fraud attempts with no exceptions and no second chances because we believe these attempts damage everybody's business and many times we spent a lot more than the actual hosting prices to track these people. All non legitimate credit card transactions are also reported to the: Internet Fraud Complaint Center (IFCC). We value and respect legitimate and responsible people they give us the opportunity to serve them. These rules apply for all international fraud attempts under the VISA or Master card and most of the major credit cards jurisdiction In the rare event that a fraudulent order passes our screening process, we will report the fraud to the appropriate legal authorities and provide those authorities with the necessary information to complete an arrest and effective prosecution. We will report the fraud to your Internet Service Provider for action under their Acceptable Use Policies. We may also initiate civil action against you. We believe that credit card fraud destroy our business and we do whatever we can to stop it. Common AVS Response Code Letters & Their Meanings!
Letter - Meaning
Y - Exact Match
N - Not A Match
A - Address Match Only
Z - Zip Code Match Only
S - Service Not Supported (often for non-US credit cards, get proof from cardholder via fax if possible)
U - Address Information Not Available (call cardholder's issuing bank)
X - When with "YY" means exact match. Otherwise, "XXU" means address Information Not Available (call cardholder's issuing bank)
R - Retry--System Unavailable Or Timed Out
W - Zip Code OK
E - Error Response For Merchant Service Category Code
Credit Card Company Phone Numbers!
Company - Phone Number
Visa/MasterCard / 1-800-228-1122
Discover Card / 1-800-347-2000
American Express / 1-800-528-5200
CardService International Merchant Services / 1-800-456-5989 We cooperate with several web hosting companies for updated information to create a big credit card fraud database. Web hosting companies who want to join this program may contact us at the abuse dept. using the contact form to publish their data. We will link them in this page and make them available to everybody.
(in a similar way as they appear below. No personal data or credit card information must be displayed with full descriptions) Domain Name, Person’s Name, IPs of the transaction and IPs of the email headers will be sorted to high risk or banned from our network and the networks we cooperate. Last fraud attempt in 4CheapHosting.net records was : Thu 29 Jan 2004 06:04:06pm
Total : 5 attempts from 04-Feb-2000
Cases Lossed : None 1.
Domain: rkware.***
Country: USA
Payment Method: VISA
CC Holder: *** Kolak
CC Number: ***3181
CC Expiration Month: 05
CC Expiration Year: 2002
Ref #: 2050D1118
----------------------
Local: Sat 18 Nov 2000 11:28:35pm
IP: 64-32-159-141.chi2.phoenixdsl.net
This account disputed to his bank the extra 12Gb he created.
We gave the necessary communication and transaction details to our merchant processor
Dispute was not accepted. Case closed.
2.
Domain: mega-place.***
Country: USA
Payment Method: VISA
CC Holder: *** Pike
CC Number: ***2608
CC Expiration Month: 02
CC Expiration Year: 2004
Ref #: 2065D0104
----------------------
Local: Thu 4 Jan 2001 02:59:50am
IP : we-24-130-42-64.we.mediaone.net
Credit Card Fraud. Dispute was not accepted from our merchant processor.
Case closed.
3.
Domain: harta.***
Country: Malaysia
Payment Method: MasterCard
CC Holder: *** Peng
CC Number: ***8398
CC Expiration Month: 08
CC Expiration Year: 2003
Ref #: 2095D0312
----------------------
Local: Mon 12 Mar 2001 03:18:40pm
IP : 202.151.224.73
Credit Card Fraud. Dispute was not accepted from our merchant processor.
Case closed.
4.
Domain: easy.***
Country: USA
Payment Method: VISA
CC Holder: *** Jackson
CC Number: ***0077
CC Expiration Month: 06
CC Expiration Year: 2005
Ref #: 1009H0512
----------------------
Local: Mon 12 May 2003 10:10:19pm
referrer: ACABBCC5.ipt.aol.com
Credit Card Fraud. Order was not accepted from our merchant processor.
Case closed.
5. Domain : fieldledford.***
Country: United States
Payment Method: AMEX
CC Holder: *** Ledford SR
CC Number: ***2012
CC Expiration Month: 04
CC Expiration Year: 2004
Ref #: 1148H0129
----------------------
Local: Thu 29 Jan 2004 06:04:06pm
referrer: AC94F45E.ipt.aol.com
Credit Card Fraud. Fraud detected. Order Cancelled
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